Whether you are purchasing your first house, or adding to your buy to let portfolio we’ll guide and support you through the whole process, searching through a competitive range of mortgages to secure the right product for you.
We take a holistic approach to advising you on your mortgage, this will include ensuring the term and type of mortgage is appropriate to your circumstances.
Our service goes further than that in that we will liaise with your legal representatives, estate agents and any other professionals to smooth the process for you.
As a further commitment to you we will offer to review your current mortgage deal at the appropriate time.
Releasing equity from your home, is a complex area and should not be undertaken without a holistic review of your situation, including where necessary seeking independent legal advice. We understand the issues and will spend the time to ensure you come to a decision that is right for you in an unpressured environment.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
We offer an introductory service for clients looking to purchase commercial property.
The Financial Conduct Authority does not regulate commercial mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be a maximum of £1,000 or 1% of the loan amount. For example on a £100,000 mortgage this would equate to a fee of £1,000. In many instances we will be paid a commission from the lender. Should we receive commission from the lender we will reduce our fee to £395 unless otherwise stated. Equity Release is a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.