Graham Lyne’s career in the finance industry commenced in 2006. His name at Pocock Rutherford is associated with working in a timely manner and demonstrating significant professionalism. Holding a Diploma for Financial Advisers, Graham progressed to develop his expertise and offer further services to his clients. CeLTCI is registered with Ofqual in the Regulated Qualifications Framework.
With a background in long-term care provision and the different options available to clients, Graham further understands the impact of current legislation. In the past he has studied the relationship complexities between client and adviser. This awareness resulted in his due diligence of regularly reviewing each clients’ financial situation.
Graham’s proficiency includes providing guidance on how his clients can legally avoid paying sizeable amounts of Inheritance Tax. He further advises on how to fund long-term care plans in old age. Whilst his intelligence for investing in pensions, ISA’s and bonds all remain relevant in today’s financial forecasting.
Graham says, “Building trust amongst my clients is what I would consider my greatest achievement when considering my approach. Profitable investment planning continues to attract attention. But let’s not forget the importance of long-term care plans as a growing issue, together with unnecessary costs of inheritance tax for loved ones”.
Graham’s enjoyment outside the finance industry includes horseracing, fishing and boxing. He likes to relax by walking his dog on the beach.
Inheritance tax planning is not regulated by the Financial Conduct Authority.
Investors do not pay any personal tax on income or gains, but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA managers.
Tax treatment varies according to individual circumstances and is subject to change.